Fair Cair Proposal by Ronney and Perrin

Patrick Rooney and Dan Perrin propose an interesting funding model in their America's Health Care Crisis Solved Book. The foundation to their proposal is for the government to eliminate the employer tax deduction for health care benefits for employees and instead provide tax free money for individuals and families direct to chosen private health care insurance companies.

The concept is simply the current employer paid program for all US citizens. The elimination of tax givebacks to employers would fund the tax free payments to US citizens.

With the Fair Care dollars, an individual or head of household could then select the most appropriate health care plan from private insurance companies.

Value Proposition to US Citizens:

1. Choice and Access
   
2. Money to fund choices
3. Integrated with HSA for future use