Healthcare Problems

Here is my view on the healthcare problems that exist today.

1. System driven by greed. The rule makers have a self-interest to: (a) limit resources such as the number of physicians and (b) optimize the flow of funding and reimbursements that maximize profits for insurance companies and providers such as hospitals.

2. Community rating vs. experience rating is unfair. Why should a healthy individual that exercises everyday, maintains a health diet and does not use tabacco fund individuals that don't maintain a health lifestyle introduce cost to the overall system.

3. Nationalization or single payer works against the need for innovation and operational excellence by providers and health insurance companies.